The Home Buyer’s Corner
California home loans & home buying explained
What Is the City of La Puente First-Time Homebuyer Program?
Published on: 10/03/2026
The City of La Puente offers up to $200,000 in down payment assistance through a zero percent deferred loan with shared appreciation. Learn how the program works.
If I Buy a House Now & Rates Drop Later, How Soon Can I Refinance?
Published on: 11/02/2026
Most buyers can refinance as soon as it makes sense. Learn how prepayment penalties work, how to calculate break-even, and when refinancing is worth it.
Do My Student Loans Stop Me From Qualifying for a House in California?
Published on: 11/02/2026
Worried student loans prevent you from buying? This article explains how lenders actually calculate student loans and how buyers still qualify in California.
What to Do the First Week After Buying a House (New Homeowner Checklist)
Published on: 05/02/2026
A short conversation with a lender early can prevent stress later. This article explains why planning matters and what to handle during the first days of homeownership.
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